Read What People Are Saying About Us
We always ask our clients to write or email us, and tell us truthfully how they appreciated our service to them. Their feedback is so important! Here are a few highlights of what people are saying about us...
"I will continue to recommend you to others and when I decide to buy again, I will be giving you a call."
Mark Hottle
"Your professionalism, commitment and sound judgement made it a real pleasure to work with you."
Cynthia W. Coleman
"You are both a good person and a good sales person and we highly recommend you to others."
Roger Johnson
"We knew we were in good hands the first time we met you" Chris & Jill Holland
Foreclosure Avoided!
Paul quickly found a buyer, got the mortgager to accept a reasonable payoff and we avoided foreclosure! He even got $5k for my uncle.
Bill Grim
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Financing Your Home >Qualifying For A Loan
It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.
Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.
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| Q |
What was a sure way to accumulate wealth through the 1970s and early 1980s?
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| A |
Many people made their fortunes in real estate during this period. |
 See More Real Estate Trivia > |
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