Welcome to THE BEST Real Estate website for homes in Montgomery County, Maryland - Bar None! Why is it so good? Because we give you Direct Access into the Actual Database All Local Realtors Use!
It's Easy, Accurate, Fun & FREE! Click the Big Blue Button Above that says "Search Local Listings" Enter your search criteria, contact info, and let us show you every house currently listed for sale, by every real estate company, without any advertising or spam!. 
We want to give you all the information you are looking for - without bothering you! We understand that you may just be starting to search or just gathering information at this time and this site was designed with you in mind. We offer the services of this site for free and without obligation because we want to earn your trust and your business. We guarantee your privacy will be respected we promise to do everything in our power to help you!
The Butterfield family has been selling homes in Montgomery County for over 50 years. We are proud and grateful to have a very long list of satisfied clients who continue to refer their friends and family to us year after year. We understand that buying or selling a home is one of the biggest events in anyone's life. As seasoned professionals with one of the top producing real estate companies in Maryland we have the knowledge, skills, experience and track record you are looking for. Most home buyers & sellers love this site and service - we hope you will to! Contact us today - we look forward to helping you in every way we can!
Paul Butterfield,
Butterfield Realty, Inc.
Associate Broker, GRI, ePRO
RE/MAX Realty Services Paul Butterfield is a third generation Maryland Real Estate Broker. He was born and raised here, he holds a Maters Degree from TAI and a BGS from U of MD. He is an Associate Broker, GRI,and an e-PRO. |
Financing Your Home >ARMs
Here is a tip for those who are shopping for Adjustable Rate Mortgages (ARMs): the "margin" is almost as important as the initial rate. The margin is the percentage point above the average yields for Treasury notes on which future rate adjustments will be calculated.
Let's compare two hypothetical one-year ARMs. The first may have an initial interest rate of 7% with a 2.5 margin, while the second begins at 6 7/8% with a 2.75 margin. Both loans have rate caps of 2%. Suppose that at the end of the first year of the loan, the average of the one-year Treasury note yield has been 5 1/2%. For each loan, the lenders will add the margin to that 5 1/2% average yield. Thus the interest rate for first loan would increase from 7% to 8%, and the second would go from 6 7/8% to 8 1/4%. While the first ARM had a slightly higher initial rate, it will have lower rates in subsequent years, unless the Treasury note rates increase enough to activate the annual caps on the amount of the increase. There is a wide variance among margins in ARMs offered by competing lenders, and this should be a factor when you decide on your loan.
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| Q |
What is the largest home in Hollywood?
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| A |
The largest home in Hollywood is currently "The Manor" at 36,500 square feet, built by T.V. producer Aaron Spelling for $37 million. |
 See More Real Estate Trivia > |
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- NUMBER1EXPERTS™ 
